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Loans (W.E.F. January 01, 2022)
| Type of Loan | Rate of Interest % p.a. |
|---|---|
| Unsecured loans : Surety loans, OD against personal surety up-to 5.00 lakhs | 12.00% to 14.00% |
| Home Loan | 8% to 10% |
| Vehicle Loans (Individuals) | 8.00% |
| Vehicle Loans (Commercial & Two Wheeler) | 11.00% |
| Gold Loan | 11.00% |
| Loan against Property (LAP) | 8.50% to 10.50% |
| Cash Credit Limit/Working capital Limit (Against Stock/Book Debts) Overdraft for Business) | 10.00% to 12.00% |
| Purchase / Installation of Plant & Machinery / Acquiring Capital Equipments | 12.00% |
| Against Future realizations ( Lease Rent Discounting) | 15.00% |
| Loan & Advances Against NSC/KVP/LIC | 9.50% |
| Smart OD/Easy Loan | 12.00% to 14.00% |
| For Construction/Acquiring/Renovations/Additions to Industrial/Residential/Commercial Property | 12.50% |
| Construction Loans - Bawana/Bhorgarh/Narela Industrial Unit | 10.50% |