1) Facility is available only on specific request of the customer.
2) Current Account combine with “sweep-in and sweep-out” facility to take care of withdrawals.
3) Facility is available to current deposit account holders of individuals, proprietorship, partnership, School, College and other institutions other than TC societies.
4) Daily minimum balance of ₹ 1,00,000.00 in current A/c is required.
5) Amount in excess of ₹ 1,00,000.00 will be transferred to Flexi FD A/c in multiple of  ₹ 50,000.00 for a minimum period of 15 days and maximum period of 91 days.
6) Rate of interest: 15 days to 29 days – 4% p.a. and 30 days to 91 days – 5.75% p.a. subject to change from time to time without prior intimation to the A/c holder.
7) Flexi FD will be created for 91 days and interest thereon will be credited into linked current account.
8) To meet urgent requirement of funds in the Current A/c, funds in multiples of ₹. 50,000.00 will be swept-in from Flexi FD A/c on last-in-first-out basis subject to availability of funds.
9) Automatic renewal facility for original tenure and amount of deposit
10) Interest will be payable on flexi FD only as per maturity period.
11) Payment before maturity will be allowed without penalty, to meet shortfall in current A/c if any, subject to availability of funds.
12) Penalty charges of ₹. 500.00 per month will be levied where the balance in current deposit account falls below the minimum stipulated amount.
13) TDS as applicable.
14) No physical FD receipt will be issued.