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Charges (W.E.F. January 01, 2022)
| Services | Charges |
|---|---|
| Issuance of cheques on HDFC Bank/ Payment Orders/Demand Drafts 1.) Up-to Rs.10,000/- 2.) Above Rs.10,000/- |
1.) Rs.25.00 only 2.) a) Rs. 2.00 per thousand or part thereof if the balance is maintained overnight (subject to minimum of Rs. 25/-) b) Rs. 2.50 per thousand or part thereof in other cases |
| Issue of Duplicate/Cancellation of cheque (HDFC Bank) | Rs. 50.00 only per instrument |
| Revalidation of Draft/ Pay Order. | Rs. 50.00 only per instrument. |
| Issue of Duplicate Pay Order
a) Up-to Rs. 20,000/- b) Above Rs. 20,000/- to Rs. 1.00 lakh c) Above Rs. 1.00 lakh |
a) Rs. 100.00 only
b) Rs. 150.00 only c) Rs. 200.00 only |
| Collection of outstation cheques
(Both for direct collection and through agency arrangement with HDFC Bank or any other Bank)* i) Up-to Rs. 10,000.00 ii) Above Rs. 10,000.00 to Rs. 1.00 lakh iii) Above Rs. 100,000.00 *(The outstation cheques for other than HDFC Bank locations will attract the charges as mentioned above in addition to the charges charged by the collecting bank. These charges are inclusive of such as courier charges, out of pocket expenses etc. and no other additional charge of any type should be charged) |
i) Rs. 30.00 only per instrument
ii) Rs. 3.00 only per thousand or part thereof with the maximum of Rs. 100.00 only per instrument. iii) Rs. 150.00 only per instrument. |
| Return of outstation cheques/bills
a) Return of outstation cheques of HDFC Bank locations b) Return of cheques other than HDFC Bank locations. |
a) Rs. 200.00 only per instrument
b) Charges as recovered by Colleting Bank plus 50% thereof onwards our charges. |
| Cheques returned unpaid in outward clearing (CTS/ECS Clearing)
i) Savings/Current/CCL/OD A/cs. (Except for reasons for which A/c holder is not responsible such as weekly off/post dated cheques or out of date. The cheque return intimation should be sent immediately.) |
Rs. 300.00 only per instrument |
| ii) Loans/Advances
a) Unsecured Loans b) All other Loans |
a) Rs. 100.00 only per instrument. b) Rs. 250.00 only per instrument. |
| Outward Transactions i) RTGS - Rs. 1.00 lakh to Rs. 5.00 lakhs Above Rs. 5.00 lakhs |
Rs. 25.00 only per transaction
Rs. 50.00 only per transaction |
| ii) NEFT – Upto Rs. 1.00 lakh Above Rs. 1.00 lakh |
Rs. 5.00 only per transaction
Rs. 25.00 only per transaction |
| a) Cheques returned unpaid-Inward clearing (CTS/MICR/ECS/)
b )Inward RTGS/ NEFT/ ECS Transactions |
a) Rs. 200.00 only per transaction
b) Free, No Charges. |
|
Ledger Folio charges(Annual) Current / CCL/ OD A/cs Free Sheets/pages allowed per year if Average Credit balance maintained a) Upto Rs. 25,000/- b) Above Rs. 25,000/- upto Rs. 50,000/- 2 c) Above Rs. 50,000/- upto Rs. 1.00 lakh 4 d)Above Rs.1.00 lakh upto Rs. 2.00 lakhs e) Above Rs. 2.00 lakhs (50 entries to be treated as one sheet/page) |
Rs. 150/- per sheet/page (50 entries to be treated as one sheet/page)
a) No free page allowed b) Two free page allowed c) Four free page allowed d) Eight free page allowed e) No Charges |
|
Issue of Bank Guarantees ( Bank Guarantees should be backed by 100% bank deposit for identical period. Performance guarantees are not be issued by us). a) Up-to Rs. 1.00 lakh b) Above Rs. 1.00 lakh Period of guarantee = 18 months Add. Min. claim period = 3 months (or as specified in the Guarantee) Charges to be taken for = 21 months |
a) Rs.250.00+1% p.a. of the amount of Guarantee.
b) Rs.500.00 + 1% p.a. of the amount of Guarantee. (Subject to a minimum charges for six months.) Further prorate charges will be taken on quarterly basis. For this purpose each completed quarter and part thereof charges for full quarter will be taken. Period of charges whould include claim period. |
|
Standing Instructions
(Involving credit to other than customer’s own account within the same branch. Charges will be levied to the account from where the amount is transferred.) |
Rs. 50.00 only per instrument. |
|
Stop Payment Instructions
(all types of accounts) |
Rs. 50.00 only per instrument/cheque (Maximum ₹. 300.00) |
| Duplicate Statement/Pass book | Rs. 100.00 per financial year up-to 3 preceding years and beyond 3 years @ Rs. 200/- per financial year only against manual pass book |
|
Issue of MICR cheque book
a) Savings Bank A/c b) Current/CCL/OD A/cs |
a) Rs. 3.00 only per cheque leaf beyond 60 cheque leaves. b) Rs. 5.00 only per cheque leaf. |
| Purchase of Demand Drafts, Bankers’ cheques/Govt. cheques etc. (Payable at Delhi/New Delhi) | Rs. 5.00 only per thousand or part thereof subject to minimum of Rs. 100.00 |
| Penal Interest for purchased Instruments returned unpaid | If the instrument purchased is returned unpaid, interest @ 18% p.a. shall be charged from the date of purchased till the date of actual reimbursement. |
|
Non-Maintenance of Minimum balance
a) Current Account b) Savings Bank A/c - Rs.1000/- with cheque book and Rs.500/- without cheque book. c) Savings Bank A/c – Staff Salary Account only. |
a) Minimum balance Rs.3000/- and Rs.50/- on each occasion. If the shortage in the minimum balance continues Rs. 50.00 only per month should be charged from the succeeding month even if there is no transaction i.e. withdrawal/deposit in the account. b) If minimum balance is not maintained Rs. 20.00 per month will be charged. c) If minimum balance of Rs. 100.00 is not maintained Rs. 20.00 per month will be charged. |
| Deposit of cash for passing the cheques received in clearing where the balance is not maintained overnight. | 0.1% of the amount of deposit in cash for passing the cheque received in clearing where the balance is not maintained overnight subject to a minimum of Rs. 50.00 |
|
Processing Fee
a) Unsecured Loans b) All other Loans c) Renewal of OD/CC limits (No charges to be levied in case of Loan/OD against term deposit) |
a) 1% of the Loan Amount.
b) 0.50 % of the Loan Amount. c) 0.50% of the Renewal amount of Limit. |
|
Issue of Solvency Certificate
a) Upto Rs.1.00 lakh b) Over Rs.1.00 lakh |
a) Rs. 1,500.00
b) Rs. 0.25% of certificate amount with the minimum of Rs. 2,000.00 and maximum of Rs. 25,000.00 |
|
Locker Rent Charges
a) Small Size b) Medium Size c) Large Size d) Big Size |
a) Rs. 800.00 only p.a.
b)Rs. 1200.00 only p.a. c) Rs. 2000.00 only p.a. d) Rs. 5000.00 only p.a. |
| Signature attestation charges | Rs. 100.00 only per attestation |