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As per RBI directions, Clearing Settlements / realizations shall be done same day from 04.10.2025. Therefore, please ensure funds in your account to meet Cheques issued by you, else same will get returned.

Overdue Report as on 31-10-2024                 
All NPA accounts as on 31-10-2024

Secure Your
Financial
Future

Explore our range of banking solutions designed
to protect and grow your wealth. Trust in our secure
and reliable services to safeguard your financial future.


Contact Us


Banking Made
Easy, More Secure &
More Personal

Begin your journey towards financial success and savings with
Vaish Cooperative Adarsh Bank Ltd.


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Seamless
Banking
Experience

Experience hassle-free banking with our user-friendly digital
platforms. From online account management to mobile
banking, stay connected wherever you go.


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Bank for a Better Tomorrow

The Vaish Cooperative Adarsh Bank Ltd
is committed to helping our customers succeed.


About Us

The Vaish Cooperative Adarsh Bank Ltd began its journey as a small thrift and credit society in 1936, founded by Late Sh. G.S. Bansal, Late Sh. Pool Chand Jain, and Late Sh. Khayali Ram to fulfill the financial needs of the people and uplift their economic status. The dedication, sincerity, and honesty of the society’s founders resulted in the T.C. Society becoming Delhi’s first Cooperative Bank, permitted by the RBI to carry out banking business in 1964. In 1984, the RBI granted a license to The Vaish Cooperative Bank Ltd. Subsequently, the process of granting licenses to open branches commenced, and the bank gradually opened 11 branches one by one. Out of these 11 branches, six, namely Darya Ganj, Karol Bagh, Azadpur, East of Kailash, Gandhi Nagar, and Rohini, are housed in their own premises. The bank’s Head Office, Centralized Clearing and Operations, IT, and Recovery departments are also located in our own building at Darya Ganj, New Delhi. The bank was adjudged the best-performing cooperative bank for the financial year 2004-05 by the Delhi State Cooperative Union Ltd. and the Cooperative Department of the Delhi Government. A shield was presented to the bank by the then Hon’ble Chief Minister Smt. Sheila Dikshit.


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Benefits for Account Holders

We help businesses and customers achieve more.


Our Features

Don’t just make a deposit, make an investment today.

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Savings Account

Your money is always within your easy reach, even as it earns interest with Vaish Cooperative Adarsh Bank, Savings Account.



Current Account

The Vaish Cooperative Adarsh Bank Business Banking offers comprehensive banking solutions to suit the banking needs of every MSME.



Lockers

These safe deposit Locker can be availed at a very lower rentals at our designated branches.



Gold Loan

Take advantage of the value at 11.00% per Annum Interest on daily reducing balance.



RTGS/NEFT

With The Vaish Cooperative Adarsh Bank, transferring funds is very simple and convenient.



Personal Loan

Avail facility for any legitimate personal requirements on a very simple & easy terms.



Home Loan

Getting a home loan from Vaish Cooperative Adarsh Bank is quick and easy. We offer higher eligibility and lower EMIs at attractive interest rates.



CCL/ Working Capital Loan

Avail CCL/ Working Capital term loan for your growing business needs.



Car Loan

The Vaish Cooperative Adarsh Bank offers car loans up to 85% of on road  price of the car, with attractive interest rates and up to 7 years tenure.



Service Requests to be
availed through our branches

Our services are essential for customers who prefer or require in-person interactions or need access to financial services when internet connectivity is limited.